Saturday, July 4, 2009

All Penny Stocks

All Penny Stocks .com A good website for Canadian Penny Stocks. Why you ask me

Well think, what if you had disposable income to spare... not much 500/100/2000 dollars annually or even once in 5 years. What if u picked up that one stock that actually grew 100%. Not bad eh!!! Just need to find the right information. Well this website is one of the tools. I am not recommending any website as much as gathering tools that will be instrumental in making a better investing decision.

Well 500 over 1 year or 2000 over 5 yrs would mean approx 42 or 34 dollars each month. Put this aside so that u can't touch it. Remember this is a longterm strategy of investing and not a short/quick get rich scheme.

Wednesday, March 4, 2009

Paying back credit

When I receive some extra funds it gets spent in the family. What if i were to take the funds out and put it towards the line of credit or payment of a loan or visa. Would that release that much cash flow for me????

The trick would be to calculate the yearly cost of the credit. That would be how much you save if you put it all out

Tuesday, March 3, 2009

WHAT IF IT IS REALLY NOT ALL THAT BAD....!!!!

In my career in branch banking, when I meet people on a day to day basis, I just realised how many people stated that they have lost jobs.........Probably 3 or 4 or 5. How many people have I met since Dec 2008 on an average of 8 people a day? 528. What is the percentage of people we are talking about.... 1% !!!




Is it really bad?????? Everybody I have met and the radio too talks about how bad it is!!!

Nobody talks about how good it is. Nobody talks about how the govt has already put measures in place to gradually get people back into jobs. Nobody talks about the other 99% who are still working(albeit..thankfully in the fear that they still have theirs...)

Everybody compares it to 1930... Nobody says that in this day and age, the times and the communication system is so well knit together that people/governments etc recognise problems faster and put measures of recovery in place faster

Nobody talks about how in 1930 it took 5 years for recovery to start and here within 2-3 months most of the governments of different countries have recognised the problems, infused liquidity into the system and are waiting till the credit crisis and the infused liquidity balance out.

I see a lot of clients moan and groan about unrealised losses on their own investments or others investments. Probably only about 1% say that Hey I knew this was coming, and I am really glad that I do not have to cash in my investments, and I know the markets will come up(as it has consistently been in the last 70 years) and how GLAD I AM that these are UNREALISED LOSSES and that if I don't touch them...they will turn into UNREALISED GAINS!!!. Albeit 3-5 years!!!

What a nice place to be!!!


Personally I feel glad to be living in a time, when even during such an economic re-arrangement 99% people still have their jobs!!!!! Way to go about it